Terms and Conditions of Usage

(I) Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern BNUS' relationship with you in relation to this website. If you disagree with any part of these terms and conditions, please do not use our website.

(II) The term 'BNUS' or 'us' or 'we' refers to the owner of the website. The term 'you' refers to the user or viewer of our website.

(III) The use of this website is subject to the following terms of use: * The content of the pages of this website is for your general information and use only. It is subject to change without notice. * Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law. * Your use of any information or materials on this website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements. * This website contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited other than in accordance with the copyright notice, which forms part of these terms and conditions. * All trademarks reproduced in this website which are not the property of, or licensed to, the operator are acknowledged on the website. * Unauthorised use of this website may give rise to a claim for damages and/or be a criminal offence. * From time to time this website may also include links to other websites. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s). We have no responsibility for the content of the linked website(s). * Your use of this website and any dispute arising out of such use of the website is subject to the laws of Panama where our website is hosted.

(IV) Our privacy policy sets out how BNUS uses and protects any information that you give to BNUS when you use this website.

(V) BNUS is committed to ensuring that your privacy is protected. Should we ask you to provide certain information by which you can be identified when using this website, then you can be assured that it will only be used in accordance with this privacy statement.

(VI) BNUS may change this policy from time to time by updating this page. You should check this page from time to time to ensure that you are happy with any changes. This policy is effective from May 11th 2015.

(VII) We may collect the following information: * Name and job title * Contact information including email address * Demographic information such as postcode, preferences and interests * Other information relevant to customer surveys and/or offers

(VIII) We require this information to understand your needs and provide you with a better service, and in particular for the following reasons: * Internal record keeping. * We may use the information to improve our products and services. * We will not send you any promotional emails about new products, special offers or other information which we think you may find interesting using the email address which you have provided. * We will not use your information to contact you for market research purposes.

(IX) We are committed to ensuring that your information is secure. In order to prevent unauthorised access or disclosure, we have put in place suitable physical, electronic and managerial procedures to safeguard and secure the information we collect online.

(X) A cookie is a small file which asks permission to be placed on your computer's hard drive. Once you agree, the file is added and the cookie helps analyse web traffic or lets you know when you visit a particular site. Cookies allow web applications to respond to you as an individual. The web application can tailor its operations to your needs, likes and dislikes by gathering and remembering information about your preferences.

(XI) We use traffic log cookies to identify which pages are being used. This helps us analyse data about webpage traffic and improve our website in order to tailor it to customer needs. We only use this information for statistical analysis purposes and then the data is removed from the system.

(XII) Overall, cookies help us provide you with a better website by enabling us to monitor which pages you find useful and which you do not. A cookie in no way gives us access to your computer or any information about you, other than the data you choose to share with us.

(XIII) You can choose to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. This may prevent you from taking full advantage of the website.

(XIV) Our website may contain links to other websites of interest. However, once you have used these links to leave our site, you should note that we do not have any control over that other website. Therefore, we cannot be responsible for the protection and privacy of any information which you provide whilst visiting such sites and such sites are not governed by this privacy statement. You should exercise caution and look at the privacy statement applicable to the website in question.

(XV) You may choose to restrict the collection or use of your personal information in the following ways: * If you have previously agreed to us using your personal information for direct marketing purposes, you may change your mind at any time by writing to or emailing us at novelties@live.com

(XVI) We will not sell, distribute or lease your personal information to third parties unless we have your permission or are required by law to do so.

(XVII) You may request details of personal information which we hold about you under the Data Protection Act 1998. A small fee will be payable. If you would like a copy of the information held on you please email us at novelties@live.com

(XVIII) If you believe that any information we are holding on you is incorrect or incomplete, please email us as soon as possible at the above address. We will promptly correct any information found to be incorrect.

(XIX) The information contained in this website is for general information purposes only. The information is provided by BNUS and while we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, refunds, reliability, suitability or availability with respect to the information, products or services contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk.

(XX) In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

(XXI) Every effort is made to keep the website up and running smoothly. However, BNUS takes no responsibility for, and will not be liable for, the website being temporarily unavailable due to technical issues beyond our control.

(XXII) You agree that all novelty documents sold by this website are not refundable and that such are to be used for educational purposes only. You agree that such novelties are not to be used as originals and that a mark with the word 'specimen' is to be present both on front and back of all novelties that you purchase from us.

(XXIII) You agree that samples are for evaluation purposes only and that we will not insert any customized data requests as shown at our samples page at http://www.banknovelties.com/samples.html

(XXIV) You agree that these terms and conditions are effective not only for new orders, but also to any order you may require from us as a sequence of a previous order or as a returned customer. You agree however as a new customer that an order form must be filled at http://www.banknovelties.com/order-form.html in order for us to process your order and to settle your acknowledgement on our terms and conditions.

(XXV) You agree that any missing information given in regards the creations of any novelties are to be filled randomly by us and that any non-agreed changes will incur an upgrade fee.

(XXVI) You agree that orders are only dispatched via electronic mail in form of a scanned image. You agree that we do not dispatch orders via any postal services but only via email. You also agree that our novelties do not match 100% the originals but only up to 90%.

(XXVII) You agree that standard bank novelties requests will include one summary and one transaction page only. Other informative or extra pages are excluded unless specifically requested in which extras fees may incur.

(XXVIII) You agree that you are the main and only responsible for the data to insert in your orders. BNUS are represented here as a design company only and not as accountancy experts, therefore you must provide all data accurately to avoid unsatisfactory results due to inaccuracy or random data entered by us.

(XXIX) You agree that you must contact us within 72 hours after receiving your order in regards to any mistakes or missing data you may find. You also agree that we will not amend any mistakes after the 72 hours period since we no longer will have your files kept with us due to our privacy and data protection policy.

(XXX) You agree that any delays or loss are not under the warranty of a full or partial refund of your order as long as proof of digital delivery is provided by us.

(XXXI) You agree that any monies paid (including deposits) to our account are not refundable regardless of being related to an order or not. You agree that if you pay us any monies without placing an order, that such amount will remain with us as a credit to you for future order or orders you may place. Any values up to $1,000 will cease to be valid as credits within 12 months of payment and values over $1,000 will cease to be valid as credits after 18 months of the date of the payment. This policy is placed as a way to create customers' credit and reduce amount of bank transfers as well as to safeguard any illicit use of our bank account by fraudulent parties in order to launder monies.

(XXXII) You agree that we reserve the right to refuse to provide any service to you or to continue to work on any paid orders if we find and get proof (both verbal or written) that you have broken or plan to break any part or clause of our terms and conditions as shown at www.banknovelties.co.uk/terms.html You also agree that these conditions apply before or after any monies have been paid, and in the event that monies have been paid for any order or orders, no full nor partial refunds will be given to you.

(XXXIII) You agree and understand that we only accept Bitcoin as the method of payment for your order. You also agree that BNUS will only issue orders after a Bitcoin payment is fully verified by the block-chain which regulates and controls the use of Bitcoin. You agree that we only associate one single Bitcoin address with one unique order number and that new orders as a returned customer need to paid into a new address that must be provided by us. You agree that paying for a new order under a previous or used address can mean total loss of your funds and no guarantees to have your order paid for.

(XXXIV) You agree that any doubts we may have while working on your order will require to contact you for further clarifications. You also agree that if you have not answered to any queries we have asked in regards to your order within 5 days of the date we contacted you via your registered email, we may remove your order from our databases, delete all your given data and no full nor partial refunds will be issued.

(XXXV) This website and its content is copyright of BNUS - © Banknovelties.com 2006-2017. All rights reserved.

(XXXVII) Any redistribution or reproduction of part or all of the contents in any form is prohibited other than the following: * You may print or download to a local hard disk extracts for your personal and non-commercial use only * You may copy the content to individual third parties for their personal use, but only if you acknowledge the website as the source of the material.

(XXXVII) You may not, except with our express written permission, distribute or commercially exploit the content. Nor may you transmit it or store it in any other website or other form of electronic retrieval system.